Airtel Payments Bank offers debit card with its service. Since its launch, Airtel has been trying to improve the experience of its payments bank customers. Today, let's see if the debit card offered by Airtel payments is better than the default Rupay card offered by most of the banks today.
Airtel Payments Bank Debit Card -
Airtel Payments Bank offers Master Card debit card along with its Payment service. It is a virtual debit card. This means that you won't get any physical debit card in your hand. You will get a virtual or online debit card.
You can use this online debit card to purchase products from sites like Amazon or Flipkart. You can also use the Master Card to refill your Paytm or PhonePe Wallet. As more and more ATM machines are allowing card-less cash withdrawal, you can use Airtel Payments debit card to withdraw cash from ATM even without any physical card.
Benefits of Using Airtel Payments Bank Debit Card -
There are many reasons that can entice you to get an Airtel Payments Bank debit card. You get many awesome services with Airtel Payments Bank debit card. Here is a list of reasons why you might want to take an Airtel Payments Bank debit card -
It's MasterCard -
Most of the banks, today, offer Rupay Card as its default debit card.Now, Rupay card is good - don't get me wrong. But when it comes to non-domestic companies, Rupay has many limitations. Try paying Google with Rupay card. You will get frustrated.
With the MasterCard of Airtel Payments Bank, paying international companies becomes easy. But do remember, the debit card offered by Airtel Payments is not an international card. But global companies tend to accept this domestic MasterCard more if they have the domestic payment receiving facility. MasterCard can help you pay smoothly. You will face less instances of the sites that say " This card is not supported. Please use other card."
3D Secure -
With MasterCard's 3D secure service, the security of your Airtel Payments Bank account is maintained in a robust way. Even if you put wrong OTP just for one time during a digital payment, your card will get blocked. So no hacker can hack your Airtel Payments Bank account with too many trial and error method.
Anytime Deactivation, Anytime Reactivation -
The great think about Airtel Payments Bank debit card is, you can keep the card deactivated when not in use. You can do so, by going to the debit card option in your Airtel Thanks App.
Deactivating the debit card, almost make the possibility of card related financial hack zero. No hacker can hack your debit card if you keep it de-activated during most of the times.
Quick OTP SMS
Oftentimes when you use your debit card, you have to wait for two or three minutes for the OTP to arrive. But in case of Airtel Payments Bank, the OTP arrives within a few seconds. So you can use Airtel Payments Bank debit card to shop online in a hassle free way.
Cardless ATM Withdrawal -
Airtel Payments Bank debit card supports cardless ATM withdrawal in ATM machines in select areas. This means that you don't need to use any physical debit card to bring out money from the ATM machine. You only need to enter the PIN. As time is passing, Airtel is increasing this support in many other ATMS.
Limitations of Airtel Payments Bank Debit Card -
Although the Master Cars offered by Airtel Payments Bank is an excellent choice, there are some limitations of this card that you must be aware of -
Hard To Reopen Blocked Card
As said, the 3D secure service of Master Card blocks your card upon entry of wring OTP. Once blocked, you have to contact the csutomer care to reactivate the card. But the customer care seems to be not aware of how to reactivate a card blocked by 3D secure (not by Airtel).
No International Transaction Facility
With the Airtel Payments Bank debit card, you can use the card to pay global companies. But the global companies need to have domestic payment receiving facilities. Airtel Payments Bank debit card does not offer international payment facility. So, for example, you cannot use Paypal with your Airtel Payments Bank debit card.
Bottomline
The MasterCard of Airtel Payments Bank, is a sleek, modern and fast debit card. With strict security measures, this debit card is a perfect choice for beginners and advanced people alike.
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